Tools
Compare Tax and Investing Calculators
Compare South African tax and investing calculators side by side to evaluate scenarios, assumptions, and outcomes with live calculator values.
Comparison summary
Personal tax vs Contractor salary
Both calculators are in Tax. Use this view to compare outcomes, assumptions, and trade-offs side by side.
Calculator A focus
Personal Tax Calculator
Estimate personal income tax with monthly or annual income inputs, retirement contributions, UIF, and medical credits.
Calculator B focus
Contractor Salary Calculator
Estimate contractor take-home income after deductible expenses, retirement contributions, and personal tax.
Personal tax live values
Contractor salary live values
Tax
Personal Tax Calculator
Personal income tax estimate with monthly or annual views.
Personal Tax
Personal Tax Calculator
Estimate personal income tax with monthly or annual inputs, retirement contributions, UIF, and medical tax credits.
View mode
Quick select by percentage or max deductible
Annual take-home
R 424 352
17% effective tax rate
Annual tax
R 96 523
Retirement deducted
R 42 000
2027 tax year • 1 Mar 2026 to 28 Feb 2027
Tax rates & brackets
2027 tax year • 1 Mar 2026 to 28 Feb 2027
Personal income tax brackets
| Taxable income | Rate | Base tax |
|---|---|---|
| Up to R 245 100 | 18% | R 0 |
| R 245 101 to R 383 100 | 26% | R 44 118 |
| R 383 101 to R 530 200 | 31% | R 79 998 |
| R 530 201 to R 695 800 | 36% | R 125 599 |
| R 695 801 to R 887 000 | 39% | R 185 215 |
| R 887 001 to R 1 878 600 | 41% | R 259 783 |
| Above R 1 878 600 | 45% | R 666 339 |
Tax
Contractor Salary Calculator
Contract income tax and take-home estimate.
Contractor Tax
Contractor Salary Calculator
Estimate take-home pay from contract income after deductible expenses, retirement contributions, and personal tax.
View mode
Quick select by percentage or max deductible
Estimated annual contract income
R 1 046 500
R 650 × 35h/week × 46 weeks/year
Annual take-home
R 605 639
24% effective tax rate
Annual tax
R 210 736
Taxable contract income
R 866 500
Income R 1 046 500 - expenses R 180 000
Retirement deducted
R 48 000
2027 tax year • 1 Mar 2026 to 28 Feb 2027
Tax rates & brackets
2027 tax year • 1 Mar 2026 to 28 Feb 2027
Personal income tax brackets
| Taxable income | Rate | Base tax |
|---|---|---|
| Up to R 245 100 | 18% | R 0 |
| R 245 101 to R 383 100 | 26% | R 44 118 |
| R 383 101 to R 530 200 | 31% | R 79 998 |
| R 530 201 to R 695 800 | 36% | R 125 599 |
| R 695 801 to R 887 000 | 39% | R 185 215 |
| R 887 001 to R 1 878 600 | 41% | R 259 783 |
| Above R 1 878 600 | 45% | R 666 339 |
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