Financial Toolbox SA

South African tools for tax, property, vehicle, investing, and planning

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Tax

Sole Proprietor Tax Calculator

Estimate personal tax for owner-operated businesses using individual brackets, retirement deductions, and credits.

Business Tax

Sole Prop Tax Calculator

Estimate tax on sole proprietor profit with the same personal-tax model, plus business income and expense inputs.

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Quick select by percentage or max deductible

Annual take-home

R 440 680

18% effective tax rate

Annual tax

R 112 195

Taxable business profit

R 610 000

Business income R 890 000 - expenses R 280 000

Retirement deducted

R 55 000

2027 tax year • 1 Mar 2026 to 28 Feb 2027

Net payR 440 680
PAYER 112 195
RetirementR 55 000
UIFR 2 125

Tax rates & brackets

2027 tax year1 Mar 2026 to 28 Feb 2027

Personal income tax brackets

Taxable incomeRateBase tax
Up to R 245 10018%R 0
R 245 101 to R 383 10026%R 44 118
R 383 101 to R 530 20031%R 79 998
R 530 201 to R 695 80036%R 125 599
R 695 801 to R 887 00039%R 185 215
R 887 001 to R 1 878 60041%R 259 783
Above R 1 878 60045%R 666 339

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