Financial Toolbox SA

South African tools for tax, property, vehicle, investing, and planning

Financial Intelligence

South African financial calculators for smarter money decisions.

Calculate tax, bond repayments, vehicle finance, retirement, and investing with real South African rates.

Financial Intelligence

Calculator categories

Start with a category, then choose the exact calculator you want from the available options below.

Methodology

Assumptions and reference notes

The calculators are designed for estimation and planning. The assumptions below show how the current tax, contribution, and financial logic is configured in the app.

individual

SARS Tax Rates for Individuals updated 25 February 2026: 2026 rates unchanged, with updated 2027 brackets, rebates, and thresholds effective 1 March 2026.

company

SARS Companies, Trusts and Small Business Corporations rates updated 26 February 2026: company rate remains 27%, with updated SBC brackets for years ending 1 April 2026 to 31 March 2027.

medical

SARS Medical Tax Credit Rates updated 25 February 2026, including revised 2027 monthly credits.

uif

UIF employee contribution at 1% of remuneration, capped at R177.12 per month.